PreRipple

Explore • Simulate • Decide

PreRipple

Before you quit your job, buy a home, start a business, retire, or make another life-changing decision...

See three possible futures before you choose one.

PreRipple uses your personal Life Model to simulate how today's decisions could affect your finances, career, health, relationships, and quality of life—so you can move forward with confidence.

For decisions that matter

Career movesRelocationsStarting a businessFamily planningEducationMajor purchases
What it does

Nine capabilities. One clearer decision.

A focused toolkit for the moments where you can't afford to guess.

Build Your Life Model

Tell PreRipple about your finances, work, health, values, and goals. Your personal values are visualized on an interactive radar chart. The app learns what matters to you.

Pose Any Decision

Should you quit your job? Move cities? Start a business? Go back to school? Ask anything. Choose your timeline and risk tolerance.

Three Futures, Side by Side

Every simulation generates three distinct pathways — not generic advice, but projected outcomes grounded in your real financial and life data.

The Stable Buffer

Preserve your runway and make minimal lifestyle changes. The safest path, quantified.

The Leap of Faith

Full commitment with maximum upside and downside exposure. See what happens if you go all in.

The Balanced Flight

Hedge your bet. Test the water with partial commitment and managed risk.

Hard Financial Logic

The engine enforces strict constraints. If a scenario drains your liquid savings below your monthly burn rate, financial and relationship scores degrade automatically. Cash runway warnings surface as real-time constraint badges.

Trajectory Chart

Watch projected life satisfaction play out over time across all three pathways on an interactive line chart.

Confidence Score

Every simulation comes with a 0–100 confidence score — how well grounded the projections are in your actual data.

Inside a simulation

Three futures. Side by side.

Every simulation lays out projected pathways with the same rigor — narrative, probabilities, blind spots, and second-order effects.

Stable Buffer

Stay employed, build the runway

Keep the salary, ship the side project on evenings. Reach 14 months of runway before any leap.

Success

78%

Regret

22%

Best caseProduct earns $8k MRR by month 9.
Most likelySteady growth, savings flat for 14 months.
Worst caseReturns to employment with 2 months runway.
Leap of Faith

Quit Friday, ship full-time Monday

Resign immediately, allocate $42k to product and acquisition. 6-month runway, all upside on execution.

Success

41%

Regret

47%

Best caseProduct earns $8k MRR by month 9.
Most likelySteady growth, savings flat for 14 months.
Worst caseReturns to employment with 2 months runway.
Balanced Flight

Negotiate 3-day week, ship part-time

Drop to 60% salary, allocate two full days to the product. Validates demand before full commitment.

Success

64%

Regret

28%

Best caseProduct earns $8k MRR by month 9.
Most likelySteady growth, savings flat for 14 months.
Worst caseReturns to employment with 2 months runway.

Outlook metrics

Projected impact across the seven dimensions PreRipple tracks.

  • Finance+12% / 24mo
  • TimeRecovered
  • StressModerate
  • CareerAccelerated
  • RelationshipsStable
  • HealthImproving
  • Life satisfaction+18 pts

Key takeaways

The throughline across all three projections.

  • Runway below 4 months in two of three pathways — extend it before committing.
  • Balanced Flight matches your stated risk tolerance and value weights most closely.
  • Skill leverage compounds fastest in the side-project track over a 24-month window.

Recommended experiments

Low-risk ways to test your assumptions first.

  • Run a 4-week paid pilot before negotiating reduced hours.
  • Talk to 5 customers in the next 14 days to validate pricing.
  • Stress-test a 50% income month against current fixed costs.
Core Philosophy

THE BUTTERFLY EFFECT, QUANTIFIED

Find the butterfly. See the ripples.

PreRipple is the pre-view of the ripple effect — the warning before the wave reaches your shore.

Every simulation traces every ripple back to its source, then pinpoints the one variable worth changing — your butterfly effect — across finance, career, health, and relationships.

The butterfly

One small variable — a savings rate, a conversation, a calendar shift — quietly rewrites the next five years. PreRipple surfaces the single highest-leverage tweak hiding inside your decision.

The ripples

Watch the consequences spread outward — finances, stress, relationships, time — before they reach you in real life. See the wave while you can still choose a different stone.

Privacy & sharing

Share your thinking. Protect your privacy.

Generate a public, read-only link to any simulation. Your name, age, exact location, and precise financial figures are automatically stripped. Only the scenario text, core metrics, and three projected pathways are shown. You can also export a stylized summary card as a PNG for social media.

  • Personal identifiers redacted by default
  • Read-only public links, revocable any time
  • Export summary cards as PNG
PreRipple · shared
Confidence 82

Quit job to build studio full-time

12-month horizon · Medium risk

Stable

78%

Leap

41%

Balanced

64%

Personal details redacted · preripple.app/s/x9k2

How it works

Explore. Simulate. Decide.

Three moves, from question to clarity.

01

Explore

Share your context — finances, work, health, values — and pose the decision you're weighing.

02

Simulate

PreRipple runs three plausible 24-month futures across finance, time, stress, and satisfaction.

03

Decide

Compare outcomes, run recommended experiments, and commit with clarity before you leap.

Use cases

Built for the decisions you'll remember.

Career pivots & entrepreneurship

Quit, switch industries, or start the company you've been sketching.

Relocation & remote work

Model a move across cities, countries, or to a fully remote life.

Financial & investment moves

Major purchases, debt strategies, and long-horizon investment shifts.

Relationship & family planning

Marriage, kids, eldercare — see how each ripples through your model.

Education & skill development

Degrees, bootcamps, sabbaticals. Quantify the runway and the upside.

Health & lifestyle overhauls

Habit changes, treatment paths, and lifestyle shifts that compound.

Pricing

Choose your depth of reflection.

Start free. Upgrade when decisions get bigger. Pay once when they get heavy.

Free

Start reflecting. No card required.

$0forever
2 credits / mo
  • 2 life simulations per month
  • Basic text summary of three futures
  • Core reflection framework
  • Web access on any device
Free
Most Popular

Premium

For people making real decisions, often.

$9.99/ month
  • Unlimited simulations
  • Unlimited decision tracking & history
  • Calendar & reminder integration for Recommended Experiments
  • Detailed data charts across finance, career, health, relationships
  • Priority simulation processing
  • Cancel anytime
Premium
On-demand

Deep Dive

For the moment everything is on the line.

$4.99one-time
  • Instant high-stakes simulation
  • 30-day crisis evaluation window
  • Real-time local data mapping
  • Exportable PDF report
  • Use alongside Free or Premium
Deep Dive
Secure billing by Panzica Technologies Inc.
See full pricing & FAQ →
FAQ

Questions, answered.

The fast answers. For the deep ones, head to the full FAQ.

Stop guessing. Start simulating.

Your first simulation is free. No credit card required.

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